IFSC Code of Federal Bank, Uzhavoor, Uzhavoor, Kerala — FDRL0001423

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Uzhavoor branch in Kottayam, Uzhavoor, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001423. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Uzhavoor, Kottayam

The table below shows the main details of the IFSC Code FDRL0001423 for the Federal Bank branch in Kottayam, which falls under the Uzhavoor district in Kerala.

These details help users in online banking and for businesses and individuals who use Federal Bank in Kottayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001423 for the Uzhavoor branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Uzhavoor, Kottayam, Kerala, is provided a unique IFSC like FDRL0001423 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Federal Bank branch in Kottayam.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kottayam and Uzhavoor.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Uzhavoor do not get misguided to another person.

Format of the IFSC Code FDRL0001423

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uzhavoor in Kottayam.

For example, the IFSC Code FDRL0001423 of Federal Bank for the Uzhavoor branch includes these elements, identifying the bank and the branch location in Kottayam and Kerala accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001423 of Federal Bank for its Uzhavoor branch located in Kottayam, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Kottayam and Uzhavoor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Uzhavoor or Kottayam to get the exact IFSC Code FDRL0001423.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Kottayam, you'll get the correct details.

How to Use IFSC Code FDRL0001423 for Online Transfers?

If you have the IFSC Code FDRL0001423 for the Uzhavoor branch of Federal Bank in Kottayam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001423. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001423.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Uzhavoor in Kottayam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Uzhavoor, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kottayam manage online transfers as well as cheque clearances with ease.