IFSC Code of Federal Bank, Kumbala, Kumbala, Kerala — FDRL0002523

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Kumbala branch in Kasargode, Kumbala, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Kasargode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0002523. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Kumbala, Kasargode

Here are the main details that are associated with the IFSC Code FDRL0002523 of Federal Bank for its branch located in Kasargode, within the district of Kumbala in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Federal Bank in Kasargode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002523 for the Kumbala branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Kumbala, Kasargode, Kerala, are allotted a unique IFSC like FDRL0002523 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kasargode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kasargode and Kumbala.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Kumbala reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code FDRL0002523

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumbala in Kasargode.

For example, the IFSC Code FDRL0002523 of Federal Bank for the Kumbala branch includes these elements, identifying the bank and the branch location in Kasargode and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002523 of Federal Bank for its Kumbala branch located in Kasargode, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Kasargode and Kumbala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Kumbala or Kasargode to get the exact IFSC Code FDRL0002523.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Kasargode, then it will provide you proper information.

How to Use IFSC Code FDRL0002523 for Online Transfers?

Once you have the IFSC Code FDRL0002523 for the Kumbala branch of Federal Bank in Kasargode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002523. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002523.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Kumbala in Kasargode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Kumbala, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kasargode manage their online transfers and cheque clearances easily.