IFSC Code of Federal Bank, Chittarikkal, Kasaragode, Kerala — FDRL0002077

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Chittarikkal branch in Kasaragode, Kasaragode, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Kasaragode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0002077. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Chittarikkal, Kasaragode

Here are the main details that are associated with the IFSC Code FDRL0002077 of Federal Bank for its branch located in Kasaragode, within the district of Kasaragode in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use Federal Bank in Kasaragode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002077 for the Chittarikkal branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002077 is given to every bank branch, including Federal Bank located in Chittarikkal, Kasaragode, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Federal Bank branch in Kasaragode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragode and Kasaragode.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Chittarikkal doesn't end up at another location.

Format of the IFSC Code FDRL0002077

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chittarikkal in Kasaragode.

For example, the IFSC Code FDRL0002077 of Federal Bank for the Chittarikkal branch includes these elements, identifying the bank and the branch location in Kasaragode and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002077 of Federal Bank for its Chittarikkal branch located in Kasaragode, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Kasaragode and Kasaragode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Chittarikkal or Kasaragode to get the exact IFSC Code FDRL0002077.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Kasaragode, then it will provide you proper information.

How to Use IFSC Code FDRL0002077 for Online Transfers?

Once you have the IFSC Code FDRL0002077 for the Chittarikkal branch of Federal Bank in Kasaragode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002077. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002077.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Chittarikkal in Kasaragode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Chittarikkal, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kasaragode manage online transfers as well as cheque clearances with ease.