Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Karimganj branch in Karimganj, Karimganj, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code FDRL0002536. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Karimganj, Karimganj

Here are the main details that are associated with the IFSC Code FDRL0002536 of Federal Bank for its branch located in Karimganj, within the district of Karimganj in the state of Assam.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002536
Branch Karimganj
City Karimganj
District Karimganj
State Assam
Address First Floor, Ad Tower, Banka Dutta Road, Karimganj, Assam - 788710

These details helps users in online banking and for businesses and individuals who use Federal Bank in Karimganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002536 for the Karimganj branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Karimganj, Karimganj, Assam, is provided with a unique IFSC like FDRL0002536 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Karimganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Karimganj and Karimganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Karimganj do not get mixed with another location.

Format of the IFSC Code FDRL0002536

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karimganj in Karimganj.

For example, the IFSC Code FDRL0002536 of Federal Bank for the Karimganj branch includes these elements, identifying the bank and the branch location in Karimganj and Assam accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002536 of Federal Bank for its Karimganj branch located in Karimganj, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Karimganj and Karimganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Karimganj or Karimganj to get the exact IFSC Code FDRL0002536.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Karimganj, you'll get the correct details.

How to Use IFSC Code FDRL0002536 for Online Transfers?

Once you have the IFSC Code FDRL0002536 for the Karimganj branch of Federal Bank in Karimganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002536. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002536.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Karimganj in Karimganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Karimganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Karimganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Karimganj, Karimganj?

The IFSC Code is FDRL0002536.

Is the IFSC Code FDRL0002536 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Karimganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karimganj branch?

The address of the branch is First Floor, Ad Tower, Banka Dutta Road, Karimganj, Assam - 788710 located in Karimganj, Karimganj, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.