Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Thirupathisaram branch in Kanyakumari, Thirupathisaram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002105. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Thirupathisaram, Kanyakumari

Here are some of the key details that come with the IFSC Code FDRL0002105 of Federal Bank for its branch located in Kanyakumari, within the district of Thirupathisaram in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002105
Branch Thirupathisaram
City Kanyakumari
District Thirupathisaram
State Tamil Nadu
Address D.No.3/11, Keezhoor Road Kanyakumari

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Kanyakumari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002105 for the Thirupathisaram branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Thirupathisaram, Kanyakumari, Tamil Nadu, is provided a unique IFSC like FDRL0002105 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Kanyakumari.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kanyakumari and Thirupathisaram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Thirupathisaram do not get misguided to another person.

Format of the IFSC Code FDRL0002105

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thirupathisaram in Kanyakumari.

For example, the IFSC Code FDRL0002105 of Federal Bank for the Thirupathisaram branch has these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002105 of Federal Bank for its Thirupathisaram branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Kanyakumari and Thirupathisaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Thirupathisaram or Kanyakumari to get the exact IFSC Code FDRL0002105.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Kanyakumari that will provide accurate information.

How to Use IFSC Code FDRL0002105 for Online Transfers?

Once you have the IFSC Code FDRL0002105 for the Thirupathisaram branch of Federal Bank in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002105. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002105.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Thirupathisaram in Kanyakumari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Thirupathisaram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Thirupathisaram, Kanyakumari?

The IFSC Code is FDRL0002105.

Is the IFSC Code FDRL0002105 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Thirupathisaram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thirupathisaram branch?

The address of the branch is D.No.3/11, Keezhoor Road Kanyakumari located in Kanyakumari, Thirupathisaram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.