Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Manakudi branch in Kanyakumari, Manakudi, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002603. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Manakudi, Kanyakumari

Here are the key points that are associated with the IFSC Code FDRL0002603 of Federal Bank for its branch located in Kanyakumari, within the district of Manakudi in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002603
Branch Manakudi
City Kanyakumari
District Manakudi
State Tamil Nadu
Address D No. 1/645 D, 1/645 E, 1/645 F, Manakudy, Puthalam Po, Kanyakumari, Tamil Nadu - 629602

These details help users in online banking and for businesses and individuals who use Federal Bank in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002603 for the Manakudi branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Manakudi, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like FDRL0002603 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Manakudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Manakudi do not get mixed with another location.

Format of the IFSC Code FDRL0002603

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manakudi in Kanyakumari.

For example, the IFSC Code FDRL0002603 of Federal Bank for the Manakudi branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002603 of Federal Bank for its Manakudi branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Kanyakumari and Manakudi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Manakudi or Kanyakumari to get the exact IFSC Code FDRL0002603.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Kanyakumari, you'll get the correct details.

How to Use IFSC Code FDRL0002603 for Online Transfers?

Once you have the IFSC Code FDRL0002603 for the Manakudi branch of Federal Bank in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002603. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002603.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Manakudi in Kanyakumari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Manakudi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Manakudi, Kanyakumari?

The IFSC Code is FDRL0002603.

Is the IFSC Code FDRL0002603 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Manakudi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manakudi branch?

The address of the branch is D No. 1/645 D, 1/645 E, 1/645 F, Manakudy, Puthalam Po, Kanyakumari, Tamil Nadu - 629602 located in Kanyakumari, Manakudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.