Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Kollencode branch in Kanyakumari, Kollencode, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0001906. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Kollencode, Kanyakumari

Here are some of the key details that come with the IFSC Code FDRL0001906 of Federal Bank for its branch located in Kanyakumari, within the district of Kollencode in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001906
Branch Kollencode
City Kanyakumari
District Kollencode
State Tamil Nadu
Address Opp. To Bsnl Office, Kannanagam Junction, Nithiravilai Road,Kanyakumari Dist

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Kanyakumari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001906 for the Kollencode branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Kollencode, Kanyakumari, Tamil Nadu, are allotted a unique IFSC like FDRL0001906 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kanyakumari and Kollencode.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Kollencode reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code FDRL0001906

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kollencode in Kanyakumari.

For example, the IFSC Code FDRL0001906 of Federal Bank for the Kollencode branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001906 of Federal Bank for its Kollencode branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Kanyakumari and Kollencode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Kollencode or Kanyakumari to get the exact IFSC Code FDRL0001906.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Kanyakumari that will provide accurate information.

How to Use IFSC Code FDRL0001906 for Online Transfers?

Once you have the IFSC Code FDRL0001906 for the Kollencode branch of Federal Bank in Kanyakumari, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001906. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0001906.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Kollencode in Kanyakumari, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Kollencode, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Kollencode Kanyakumari?

The IFSC Code of the Kollencode Kanyakumari branch is FDRL0001906.

Is IFSC Code FDRL0001906 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Kollencode branch?

The branch is located at Opp. To Bsnl Office, Kannanagam Junction, Nithiravilai Road,Kanyakumari Dist.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.