IFSC Code of Federal Bank, Eraniel, Eraniel, Tamil Nadu — FDRL0001640

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Eraniel branch in Kanyakumari, Eraniel, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0001640. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Eraniel, Kanyakumari

Here are the main details that are associated with the IFSC Code FDRL0001640 of Federal Bank for its branch located in Kanyakumari, within the district of Eraniel in the state of Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Kanyakumari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001640 for the Eraniel branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Eraniel, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like FDRL0001640 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Federal Bank branch in Kanyakumari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Eraniel.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Eraniel do not get mixed with another location.

Format of the IFSC Code FDRL0001640

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Eraniel in Kanyakumari.

For example, the IFSC Code FDRL0001640 of Federal Bank for the Eraniel branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001640 of Federal Bank for its Eraniel branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Kanyakumari and Eraniel, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Eraniel or Kanyakumari to get the exact IFSC Code FDRL0001640.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Kanyakumari that will provide accurate information.

How to Use IFSC Code FDRL0001640 for Online Transfers?

Once you have the IFSC Code FDRL0001640 for the Eraniel branch of Federal Bank in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001640. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001640.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Eraniel in Kanyakumari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Eraniel, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.