There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Arumanai branch in Kanyakumari, Kanyakumari, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Federal Bank situated in Kanyakumari or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code FDRL0002401. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Arumanai, Kanyakumari
Here are the key points that are associated with the IFSC Code FDRL0002401 of Federal Bank for its branch located in Kanyakumari, within the district of Kanyakumari in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002401 |
| Branch | Arumanai |
| City | Kanyakumari |
| District | Kanyakumari |
| State | Tamil Nadu |
| Address | D. No.7/9, Issac Mansion, Opposite To Csi Church, Arumanai To Kuzhuthurai Road, Arumanai, Kanyakumari, Tamil Nadu- 629151 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Kanyakumari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002401 for the Arumanai branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Arumanai, Kanyakumari, Tamil Nadu, is provided a unique IFSC like FDRL0002401 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Kanyakumari.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kanyakumari and Kanyakumari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Arumanai do not get misguided to another person.
Format of the IFSC Code FDRL0002401
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arumanai in Kanyakumari.
For example, the IFSC Code FDRL0002401 of Federal Bank for the Arumanai branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002401 of Federal Bank for its Arumanai branch located in Kanyakumari, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Kanyakumari and Kanyakumari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Arumanai or Kanyakumari to get the exact IFSC Code FDRL0002401.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Kanyakumari that will provide accurate information.
How to Use IFSC Code FDRL0002401 for Online Transfers?
Once you have the IFSC Code FDRL0002401 for the Arumanai branch of Federal Bank in Kanyakumari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002401. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002401.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Arumanai in Kanyakumari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Arumanai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kanyakumari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002401.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is D. No.7/9, Issac Mansion, Opposite To Csi Church, Arumanai To Kuzhuthurai Road, Arumanai, Kanyakumari, Tamil Nadu- 629151 located in Kanyakumari, Kanyakumari, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.