There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Oragadam branch in Kancheepuram, Oragadam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Kancheepuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code FDRL0001817. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Oragadam, Kancheepuram

Here are the main details that are associated with the IFSC Code FDRL0001817 of Federal Bank for its branch located in Kancheepuram, within the district of Oragadam in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001817
Branch Oragadam
City Kancheepuram
District Oragadam
State Tamil Nadu
Address Temple Green Plaza,Singaperumal, Sriperumbudur Road,Mathur

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001817 for the Oragadam branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Oragadam, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like FDRL0001817 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kancheepuram and Oragadam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Oragadam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code FDRL0001817

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Oragadam in Kancheepuram.

For example, the IFSC Code FDRL0001817 of Federal Bank for the Oragadam branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0001817 of Federal Bank for its Oragadam branch located in Kancheepuram, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Kancheepuram and Oragadam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Oragadam or Kancheepuram to find the exact IFSC Code FDRL0001817.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Kancheepuram will provide accurate information.

How to Use IFSC Code FDRL0001817 for Online Transfers?

If you have the IFSC Code FDRL0001817 for the Oragadam branch of Federal Bank in Kancheepuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001817. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001817.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Oragadam in Kancheepuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Oragadam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Oragadam Kancheepuram?

The IFSC Code of the Oragadam Kancheepuram branch is FDRL0001817.

Is IFSC Code FDRL0001817 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Oragadam branch?

The branch is located at Temple Green Plaza,Singaperumal, Sriperumbudur Road,Mathur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.