The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its V Krishnapuram-Nainarpalaiyam branch in Kallakurichi, V Krishnapuram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Kallakurichi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002574. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, V Krishnapuram-Nainarpalaiyam, Kallakurichi

Below in the table are the key details related to IFSC Code FDRL0002574 of Federal Bank for its branch located in Kallakurichi, within the district of V Krishnapuram in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002574
Branch V Krishnapuram-Nainarpalaiyam
City Kallakurichi
District V Krishnapuram
State Tamil Nadu
Address Salem Main Road, Near Mosque, V Krishnapuram Post, Chinnasalem Taluk, Kallakurichi Dist, Tamil Nadu - 606301

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Kallakurichi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002574 for the V Krishnapuram-Nainarpalaiyam branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in V Krishnapuram-Nainarpalaiyam, Kallakurichi, Tamil Nadu, is provided with a unique IFSC like FDRL0002574 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Kallakurichi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kallakurichi and V Krishnapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in V Krishnapuram-Nainarpalaiyam do not get mixed with another location.

Format of the IFSC Code FDRL0002574

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as V Krishnapuram-Nainarpalaiyam in Kallakurichi.

For example, the IFSC Code FDRL0002574 of Federal Bank for the V Krishnapuram-Nainarpalaiyam branch includes these elements, identifying the bank and the branch location in Kallakurichi and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002574 of Federal Bank for its V Krishnapuram-Nainarpalaiyam branch located in Kallakurichi, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Kallakurichi and V Krishnapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for V Krishnapuram-Nainarpalaiyam or Kallakurichi to get the exact IFSC Code FDRL0002574.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Kallakurichi that will provide accurate information.

How to Use IFSC Code FDRL0002574 for Online Transfers?

Once you have the IFSC Code FDRL0002574 for the V Krishnapuram-Nainarpalaiyam branch of Federal Bank in Kallakurichi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002574. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002574.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank V Krishnapuram-Nainarpalaiyam in Kallakurichi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in V Krishnapuram-Nainarpalaiyam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kallakurichi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in V Krishnapuram-Nainarpalaiyam, Kallakurichi?

The IFSC Code is FDRL0002574.

Is the IFSC Code FDRL0002574 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank V Krishnapuram-Nainarpalaiyam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the V Krishnapuram-Nainarpalaiyam branch?

The address of the branch is Salem Main Road, Near Mosque, V Krishnapuram Post, Chinnasalem Taluk, Kallakurichi Dist, Tamil Nadu - 606301 located in Kallakurichi, V Krishnapuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.