IFSC Code of Federal Bank, Bhawanipatna, Bhawanipatna, Odisha — FDRL0002192

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Bhawanipatna branch in Kalahandi, Bhawanipatna, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code FDRL0002192. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Bhawanipatna, Kalahandi

Here are some of the key details that come with the IFSC Code FDRL0002192 of Federal Bank for its branch located in Kalahandi, within the district of Bhawanipatna in the state of Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Kalahandi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002192 for the Bhawanipatna branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Bhawanipatna, Kalahandi, Odisha, are given a unique IFSC like FDRL0002192 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kalahandi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kalahandi and Bhawanipatna.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Bhawanipatna goes to the correct branch. This is important because Federal Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002192

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhawanipatna in Kalahandi.

For example, the IFSC Code FDRL0002192 of Federal Bank for the Bhawanipatna branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002192 of Federal Bank for its Bhawanipatna branch located in Kalahandi, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Kalahandi and Bhawanipatna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Bhawanipatna or Kalahandi to get the exact IFSC Code FDRL0002192.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Kalahandi, then it will provide you proper information.

How to Use IFSC Code FDRL0002192 for Online Transfers?

Once you have the IFSC Code FDRL0002192 for the Bhawanipatna branch of Federal Bank in Kalahandi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002192. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002192.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Bhawanipatna in Kalahandi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Bhawanipatna, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kalahandi to handle online money transfers and get their cheques cleared smoothly.