There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Junagadh branch in Junagadh, Junagadh, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Junagadh or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code FDRL0002541. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Junagadh, Junagadh

The table below shows the main details of the IFSC Code FDRL0002541 for the Federal Bank branch in Junagadh, which falls under the Junagadh district in Gujarat.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002541
Branch Junagadh
City Junagadh
District Junagadh
State Gujarat
Address Shop No.8 To 13, Ground Floor, Unique Plaza, Zanzarda Chowkdi, Bypass Road, Junagadh, Gujarat- 362001

These details help users in online banking and for businesses and individuals who use Federal Bank in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002541 for the Junagadh branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Junagadh, Junagadh, Gujarat, are given a unique IFSC like FDRL0002541 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Junagadh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Junagadh and Junagadh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Junagadh goes to the correct branch. This is important because Federal Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002541

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Junagadh in Junagadh.

For example, the IFSC Code FDRL0002541 of Federal Bank for the Junagadh branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002541 of Federal Bank for its Junagadh branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Junagadh and Junagadh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Junagadh or Junagadh to get the exact IFSC Code FDRL0002541.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Junagadh, then it will provide you proper information.

How to Use IFSC Code FDRL0002541 for Online Transfers?

Once you have the IFSC Code FDRL0002541 for the Junagadh branch of Federal Bank in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002541. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002541.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Junagadh in Junagadh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Junagadh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Junagadh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Junagadh Junagadh?

The IFSC Code of the Junagadh Junagadh branch is FDRL0002541.

Is IFSC Code FDRL0002541 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Junagadh branch?

The branch is located at Shop No.8 To 13, Ground Floor, Unique Plaza, Zanzarda Chowkdi, Bypass Road, Junagadh, Gujarat- 362001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.