Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Chomu branch in Jaipur, Jaipur, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code FDRL0002122. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Chomu, Jaipur

Here are some of the key details that come with the IFSC Code FDRL0002122 of Federal Bank for its branch located in Jaipur, within the district of Jaipur in the state of Rajasthan.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002122
Branch Chomu
City Jaipur
District Jaipur
State Rajasthan
Address The Federal Bank Ltd, Near Gopal Tractor Jaipur Road , Chomu , Jaipur Rajasthan

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Jaipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0002122 for the Chomu branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002122 is given to every bank branch, including Federal Bank located in Chomu, Jaipur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jaipur and Jaipur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Chomu doesn't end up at another location.

Format of the IFSC Code FDRL0002122

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chomu in Jaipur.

For example, the IFSC Code FDRL0002122 of Federal Bank for the Chomu branch includes these elements, identifying the bank and the branch location in Jaipur and Rajasthan accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002122 of Federal Bank for its Chomu branch located in Jaipur, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Jaipur and Jaipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Chomu or Jaipur to get the exact IFSC Code FDRL0002122.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Jaipur that will provide accurate information.

How to Use IFSC Code FDRL0002122 for Online Transfers?

If you have the IFSC Code FDRL0002122 for the Chomu branch of Federal Bank in Jaipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002122. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002122.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Chomu in Jaipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Chomu, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jaipur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Chomu, Jaipur?

The IFSC Code is FDRL0002122.

Is the IFSC Code FDRL0002122 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Chomu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chomu branch?

The address of the branch is The Federal Bank Ltd, Near Gopal Tractor Jaipur Road , Chomu , Jaipur Rajasthan located in Jaipur, Jaipur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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