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IFSC Code of Federal Bank, Thodupuzha, Thodupuzha, Kerala — FDRL0001121

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Thodupuzha branch in Idukki, Thodupuzha, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Idukki or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001121. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Thodupuzha, Idukki

Here are some of the key details that come with the IFSC Code FDRL0001121 of Federal Bank for its branch located in Idukki, within the district of Thodupuzha in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001121
Branch Thodupuzha
City Idukki
District Thodupuzha
State Kerala
Address Pulimoottil Roy Rojer Towers Ambalam Bye Pass Road Idukki Dist.

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Idukki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001121 for the Thodupuzha branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Thodupuzha, Idukki, Kerala, is provided a unique IFSC like FDRL0001121 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Idukki.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Idukki and Thodupuzha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Thodupuzha do not get misguided to another person.

Format of the IFSC Code FDRL0001121

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thodupuzha in Idukki.

For example, the IFSC Code FDRL0001121 of Federal Bank for the Thodupuzha branch includes these elements, identifying the bank and the branch location in Idukki and Kerala accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001121 of Federal Bank for its Thodupuzha branch located in Idukki, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Idukki and Thodupuzha, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Thodupuzha or Idukki to get the exact IFSC Code FDRL0001121.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Idukki, you'll get the correct details.

How to Use IFSC Code FDRL0001121 for Online Transfers?

If you have the IFSC Code FDRL0001121 for the Thodupuzha branch of Federal Bank in Idukki, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001121. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001121.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Thodupuzha in Idukki, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Thodupuzha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Idukki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Thodupuzha, Idukki?

The IFSC Code is FDRL0001121.

Is the IFSC Code FDRL0001121 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Thodupuzha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thodupuzha branch?

The address of the branch is Pulimoottil Roy Rojer Towers Ambalam Bye Pass Road Idukki Dist. located in Idukki, Thodupuzha, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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