There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Roorkee branch in Haridwar, Roorkee, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Haridwar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code FDRL0002475. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Roorkee, Haridwar

Here are the main details that are associated with the IFSC Code FDRL0002475 of Federal Bank for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002475
Branch Roorkee
City Haridwar
District Roorkee
State Uttarakhand
Address Building No.173, Bsm Chowk, Chow Mandi, Nehru Nagar, Nh 73, Roorkee, Haridwar Dt, Uttarakhand - 247667

These details helps users in online banking and for businesses and individuals who use Federal Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002475 for the Roorkee branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Roorkee, Haridwar, Uttarakhand, are given a unique IFSC like FDRL0002475 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Haridwar and Roorkee.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Roorkee goes to the correct branch. This is important because Federal Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002475

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Roorkee in Haridwar.

For example, the IFSC Code FDRL0002475 of Federal Bank for the Roorkee branch has these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002475 of Federal Bank for its Roorkee branch located in Haridwar, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Roorkee or Haridwar to get the exact IFSC Code FDRL0002475.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Haridwar, then it will provide you proper information.

How to Use IFSC Code FDRL0002475 for Online Transfers?

Once you have the IFSC Code FDRL0002475 for the Roorkee branch of Federal Bank in Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002475. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002475.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Roorkee in Haridwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Roorkee, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Roorkee, Haridwar?

The IFSC Code is FDRL0002475.

Is the IFSC Code FDRL0002475 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Roorkee?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Roorkee branch?

The address of the branch is Building No.173, Bsm Chowk, Chow Mandi, Nehru Nagar, Nh 73, Roorkee, Haridwar Dt, Uttarakhand - 247667 located in Haridwar, Roorkee, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.