For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Ccsc-Gurugram Mg Road branch in Gurugram, Gurugram, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code FDRL0009979. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Ccsc-Gurugram Mg Road, Gurugram
Here are the main details that are associated with the IFSC Code FDRL0009979 of Federal Bank for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0009979 |
| Branch | Ccsc-Gurugram Mg Road |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| Address | Shop No 5 M.G Road,Sewa Corporate Park, Dlf Phase Ii,Gurugram,Haryana - 120022 |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Gurugram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0009979 for the Ccsc-Gurugram Mg Road branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0009979 is given to every bank branch, including Federal Bank located in Ccsc-Gurugram Mg Road, Gurugram, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gurugram and Gurugram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Ccsc-Gurugram Mg Road doesn't end up at another location.
Format of the IFSC Code FDRL0009979
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ccsc-Gurugram Mg Road in Gurugram.
For example, the IFSC Code FDRL0009979 of Federal Bank for the Ccsc-Gurugram Mg Road branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0009979 of Federal Bank for its Ccsc-Gurugram Mg Road branch located in Gurugram, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Ccsc-Gurugram Mg Road or Gurugram to get the exact IFSC Code FDRL0009979.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Gurugram that will provide accurate information.
How to Use IFSC Code FDRL0009979 for Online Transfers?
Once you have the IFSC Code FDRL0009979 for the Ccsc-Gurugram Mg Road branch of Federal Bank in Gurugram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0009979. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0009979.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Ccsc-Gurugram Mg Road in Gurugram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Ccsc-Gurugram Mg Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gurugram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0009979.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 5 M.G Road,Sewa Corporate Park, Dlf Phase Ii,Gurugram,Haryana - 120022 located in Gurugram, Gurugram, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.