Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Achheja branch in Gautham Budh Nagar, Gautham Budh Nagar, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Federal Bank located in Gautham Budh Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002260. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Achheja, Gautham Budh Nagar
The table below shows the main details of the IFSC Code FDRL0002260 for the Federal Bank branch in Gautham Budh Nagar, which falls under the Gautham Budh Nagar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002260 |
| Branch | Achheja |
| City | Gautham Budh Nagar |
| District | Gautham Budh Nagar |
| State | Uttar Pradesh |
| Address | Ground Floor , Khasra No 334, G T Road, Village Achheja, Gautham Budh Nagar District , Uttar Pradesh 203207 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Gautham Budh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002260 for the Achheja branch of Federal Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002260 is given to every bank branch, including Federal Bank located in Achheja, Gautham Budh Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Gautham Budh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gautham Budh Nagar and Gautham Budh Nagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Achheja doesn't end up at another location.
Format of the IFSC Code FDRL0002260
This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Achheja in Gautham Budh Nagar.
For example, the IFSC Code FDRL0002260 of Federal Bank for the Achheja branch includes these elements, identifying the bank and the branch location in Gautham Budh Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002260 of Federal Bank for its Achheja branch located in Gautham Budh Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Gautham Budh Nagar and Gautham Budh Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Achheja or Gautham Budh Nagar to get the exact IFSC Code FDRL0002260.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Gautham Budh Nagar that will provide accurate information.
How to Use IFSC Code FDRL0002260 for Online Transfers?
Once you have the IFSC Code FDRL0002260 for the Achheja branch of Federal Bank in Gautham Budh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002260. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002260.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Achheja in Gautham Budh Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Achheja, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gautham Budh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Achheja Gautham Budh Nagar branch is FDRL0002260.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor , Khasra No 334, G T Road, Village Achheja, Gautham Budh Nagar District , Uttar Pradesh 203207.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.