The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Alwaye Urban Co-Op Chengamanad branch in Ernakulam, Aluva, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0AUCB04. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, Alwaye Urban Co-Op Chengamanad, Ernakulam
Here are the main details that are associated with the IFSC Code FDRL0AUCB04 of Federal Bank for its branch located in Ernakulam, within the district of Aluva in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0AUCB04 |
| Branch | Alwaye Urban Co-Op Chengamanad |
| City | Ernakulam |
| District | Aluva |
| State | Kerala |
| Address | Chengamanad Branch, Ank Buildings, Chengamana |
These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Ernakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0AUCB04 for the Alwaye Urban Co-Op Chengamanad branch of Federal Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0AUCB04 is given to every bank branch, including Federal Bank located in Alwaye Urban Co-Op Chengamanad, Ernakulam, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Ernakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ernakulam and Aluva.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Alwaye Urban Co-Op Chengamanad doesn't end up at another location.
Format of the IFSC Code FDRL0AUCB04
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alwaye Urban Co-Op Chengamanad in Ernakulam.
For example, the IFSC Code FDRL0AUCB04 of Federal Bank for the Alwaye Urban Co-Op Chengamanad branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0AUCB04 of Federal Bank for its Alwaye Urban Co-Op Chengamanad branch located in Ernakulam, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Federal Bank branches in Ernakulam and Aluva, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Alwaye Urban Co-Op Chengamanad or Ernakulam to get the exact IFSC Code FDRL0AUCB04.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Ernakulam, you'll get the correct details.
How to Use IFSC Code FDRL0AUCB04 for Online Transfers?
Once you have the IFSC Code FDRL0AUCB04 for the Alwaye Urban Co-Op Chengamanad branch of Federal Bank in Ernakulam, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0AUCB04. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0AUCB04.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Alwaye Urban Co-Op Chengamanad in Ernakulam, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Alwaye Urban Co-Op Chengamanad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ernakulam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0AUCB04.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Chengamanad Branch, Ank Buildings, Chengamana located in Ernakulam, Aluva, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
