Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Shillong/Laitumkhrah branch in East Khasi Hills, Shillong, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Federal Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code FDRL0001779. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Shillong/Laitumkhrah, East Khasi Hills
Below in the table are the key details related to IFSC Code FDRL0001779 of Federal Bank for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001779 |
| Branch | Shillong/Laitumkhrah |
| City | East Khasi Hills |
| District | Shillong |
| State | Meghalaya |
| Address | Beat House , Laitumkhrah |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in East Khasi Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001779 for the Shillong/Laitumkhrah branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Shillong/Laitumkhrah, East Khasi Hills, Meghalaya, is provided with a unique IFSC like FDRL0001779 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in East Khasi Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Khasi Hills and Shillong.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Shillong/Laitumkhrah do not get mixed with another location.
Format of the IFSC Code FDRL0001779
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shillong/Laitumkhrah in East Khasi Hills.
For example, the IFSC Code FDRL0001779 of Federal Bank for the Shillong/Laitumkhrah branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0001779 of Federal Bank for its Shillong/Laitumkhrah branch located in East Khasi Hills, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in East Khasi Hills and Shillong, print them on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Shillong/Laitumkhrah or East Khasi Hills to get the exact IFSC Code FDRL0001779.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and East Khasi Hills, you'll get the correct details.
How to Use IFSC Code FDRL0001779 for Online Transfers?
Once you have the IFSC Code FDRL0001779 for the Shillong/Laitumkhrah branch of Federal Bank in East Khasi Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0001779. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001779.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Shillong/Laitumkhrah in East Khasi Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Shillong/Laitumkhrah, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Khasi Hills to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shillong/Laitumkhrah East Khasi Hills branch is FDRL0001779.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Beat House , Laitumkhrah.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.