The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Dimapur branch in Dimapur, Dimapur, Nagaland, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code FDRL0001188. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Dimapur, Dimapur

Below in the table are the key details related to IFSC Code FDRL0001188 of Federal Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001188
Branch Dimapur
City Dimapur
District Dimapur
State Nagaland
Address Nyamolotha Road (Old Church Road) Dimapur

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Dimapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001188 for the Dimapur branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Dimapur, Dimapur, Nagaland, are given a unique IFSC like FDRL0001188 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dimapur and Dimapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Dimapur goes to the correct branch. This is important because Federal Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0001188

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dimapur in Dimapur.

For example, the IFSC Code FDRL0001188 of Federal Bank for the Dimapur branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001188 of Federal Bank for its Dimapur branch located in Dimapur, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Dimapur or Dimapur to get the exact IFSC Code FDRL0001188.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Dimapur, you'll get the correct details.

How to Use IFSC Code FDRL0001188 for Online Transfers?

Once you have the IFSC Code FDRL0001188 for the Dimapur branch of Federal Bank in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001188. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001188.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Dimapur in Dimapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Dimapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dimapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Dimapur, Dimapur?

The IFSC Code is FDRL0001188.

Is the IFSC Code FDRL0001188 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Dimapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dimapur branch?

The address of the branch is Nyamolotha Road (Old Church Road) Dimapur located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.