There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Harur branch in Dharmapuri, Harur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Dharmapuri or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code FDRL0001904. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Harur, Dharmapuri

Here are some of the key details that come with the IFSC Code FDRL0001904 of Federal Bank for its branch located in Dharmapuri, within the district of Harur in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001904
Branch Harur
City Dharmapuri
District Harur
State Tamil Nadu
Address 10/243/1, Thiru Vi Ka Nagar, Bypass Road Dharmapuri Dist

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Dharmapuri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001904 for the Harur branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Harur, Dharmapuri, Tamil Nadu, are allotted a unique IFSC like FDRL0001904 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dharmapuri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dharmapuri and Harur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Harur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code FDRL0001904

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Harur in Dharmapuri.

For example, the IFSC Code FDRL0001904 of Federal Bank for the Harur branch includes these elements, identifying the bank and the branch location in Dharmapuri and Tamil Nadu correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001904 of Federal Bank for its Harur branch located in Dharmapuri, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Dharmapuri and Harur, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Harur or Dharmapuri to get the exact IFSC Code FDRL0001904.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Dharmapuri, you'll get the correct details.

How to Use IFSC Code FDRL0001904 for Online Transfers?

Once you have the IFSC Code FDRL0001904 for the Harur branch of Federal Bank in Dharmapuri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001904. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001904.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Harur in Dharmapuri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Harur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharmapuri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Harur, Dharmapuri?

The IFSC Code is FDRL0001904.

Is the IFSC Code FDRL0001904 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Harur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Harur branch?

The address of the branch is 10/243/1, Thiru Vi Ka Nagar, Bypass Road Dharmapuri Dist located in Dharmapuri, Harur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.