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IFSC Code of Federal Bank, Nirsa, Dhanbad, Jharkhand — FDRL0001877

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Nirsa branch in Dhanbad, Dhanbad, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code FDRL0001877. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Nirsa, Dhanbad

Here are some of the key details that come with the IFSC Code FDRL0001877 of Federal Bank for its branch located in Dhanbad, within the district of Dhanbad in the state of Jharkhand.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001877
Branch Nirsa
City Dhanbad
District Dhanbad
State Jharkhand
Address Amrit Complex Plot No 1360

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Dhanbad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001877 for the Nirsa branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Nirsa, Dhanbad, Jharkhand, is provided a unique IFSC like FDRL0001877 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Dhanbad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dhanbad and Dhanbad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Nirsa do not get misguided to another person.

Format of the IFSC Code FDRL0001877

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nirsa in Dhanbad.

For example, the IFSC Code FDRL0001877 of Federal Bank for the Nirsa branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001877 of Federal Bank for its Nirsa branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Nirsa or Dhanbad to get the exact IFSC Code FDRL0001877.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Dhanbad that will provide accurate information.

How to Use IFSC Code FDRL0001877 for Online Transfers?

If you have the IFSC Code FDRL0001877 for the Nirsa branch of Federal Bank in Dhanbad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001877. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001877.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Nirsa in Dhanbad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Nirsa, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dhanbad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Nirsa, Dhanbad?

The IFSC Code is FDRL0001877.

Is the IFSC Code FDRL0001877 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Nirsa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nirsa branch?

The address of the branch is Amrit Complex Plot No 1360 located in Dhanbad, Dhanbad, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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