There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Darbhanga branch in Darbhanga, Darbhanga, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Darbhanga or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code FDRL0002533. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Darbhanga, Darbhanga

Here are some of the key details that come with the IFSC Code FDRL0002533 of Federal Bank for its branch located in Darbhanga, within the district of Darbhanga in the state of Bihar.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002533
Branch Darbhanga
City Darbhanga
District Darbhanga
State Bihar
Address Donar Road, Opp- Holy Cross School, Darbhanga, Bihar - 846004

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Darbhanga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002533 for the Darbhanga branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Darbhanga, Darbhanga, Bihar, are allotted a unique IFSC like FDRL0002533 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darbhanga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darbhanga and Darbhanga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Darbhanga reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code FDRL0002533

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Darbhanga in Darbhanga.

For example, the IFSC Code FDRL0002533 of Federal Bank for the Darbhanga branch has these elements, identifying the bank and the branch location in Darbhanga and Bihar correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002533 of Federal Bank for its Darbhanga branch located in Darbhanga, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Darbhanga and Darbhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Darbhanga or Darbhanga to get the exact IFSC Code FDRL0002533.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Darbhanga, then it will provide you proper information.

How to Use IFSC Code FDRL0002533 for Online Transfers?

Once you have the IFSC Code FDRL0002533 for the Darbhanga branch of Federal Bank in Darbhanga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002533. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002533.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Darbhanga in Darbhanga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Darbhanga, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Darbhanga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Darbhanga, Darbhanga?

The IFSC Code is FDRL0002533.

Is the IFSC Code FDRL0002533 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Darbhanga?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Darbhanga branch?

The address of the branch is Donar Road, Opp- Holy Cross School, Darbhanga, Bihar - 846004 located in Darbhanga, Darbhanga, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.