Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Nellyadi branch in Dakshina Kannada, Nellyadi, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Federal Bank located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code FDRL0001644. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Nellyadi, Dakshina Kannada
Here are the key points that are associated with the IFSC Code FDRL0001644 of Federal Bank for its branch located in Dakshina Kannada, within the district of Nellyadi in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001644 |
| Branch | Nellyadi |
| City | Dakshina Kannada |
| District | Nellyadi |
| State | Karnataka |
| Address | Elite Plaza, Nh48, Near St.George P U College Dakshin Kannad Dist |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Dakshina Kannada for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001644 for the Nellyadi branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Nellyadi, Dakshina Kannada, Karnataka, are allotted a unique IFSC like FDRL0001644 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dakshina Kannada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dakshina Kannada and Nellyadi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Nellyadi reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code FDRL0001644
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nellyadi in Dakshina Kannada.
For example, the IFSC Code FDRL0001644 of Federal Bank for the Nellyadi branch includes these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0001644 of Federal Bank for its Nellyadi branch located in Dakshina Kannada, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Dakshina Kannada and Nellyadi, print them on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Nellyadi or Dakshina Kannada to get the exact IFSC Code FDRL0001644.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Dakshina Kannada, you'll get the correct details.
How to Use IFSC Code FDRL0001644 for Online Transfers?
If you have the IFSC Code FDRL0001644 for the Nellyadi branch of Federal Bank in Dakshina Kannada, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0001644. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001644.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Nellyadi in Dakshina Kannada, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Nellyadi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0001644.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Elite Plaza, Nh48, Near St.George P U College Dakshin Kannad Dist located in Dakshina Kannada, Nellyadi, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.