For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Virudhachalam branch in Cuddalore, Virudhachalam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002335. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Virudhachalam, Cuddalore

Below in the table are the key details related to IFSC Code FDRL0002335 of Federal Bank for its branch located in Cuddalore, within the district of Virudhachalam in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002335
Branch Virudhachalam
City Cuddalore
District Virudhachalam
State Tamil Nadu
Address No 123/57A, Thenkottai Street, Virudhachalam, Cuddalore District - 606001

These details helps users in online banking and for businesses and individuals who use Federal Bank in Cuddalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002335 for the Virudhachalam branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Virudhachalam, Cuddalore, Tamil Nadu, are allotted a unique IFSC like FDRL0002335 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuddalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cuddalore and Virudhachalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Virudhachalam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code FDRL0002335

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Virudhachalam in Cuddalore.

For example, the IFSC Code FDRL0002335 of Federal Bank for the Virudhachalam branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002335 of Federal Bank for its Virudhachalam branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Cuddalore and Virudhachalam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Virudhachalam or Cuddalore to get the exact IFSC Code FDRL0002335.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Cuddalore, you'll get the correct details.

How to Use IFSC Code FDRL0002335 for Online Transfers?

Once you have the IFSC Code FDRL0002335 for the Virudhachalam branch of Federal Bank in Cuddalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002335. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002335.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Virudhachalam in Cuddalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Virudhachalam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuddalore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Virudhachalam Cuddalore?

The IFSC Code of the Virudhachalam Cuddalore branch is FDRL0002335.

Is IFSC Code FDRL0002335 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Virudhachalam branch?

The branch is located at No 123/57A, Thenkottai Street, Virudhachalam, Cuddalore District - 606001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.