There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Jangamakote Cross branch in Chikkaballapur, Chikkaballapur, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Federal Bank situated in Chikkaballapur or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code FDRL0002169. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Jangamakote Cross, Chikkaballapur
Here are some of the key details that come with the IFSC Code FDRL0002169 of Federal Bank for its branch located in Chikkaballapur, within the district of Chikkaballapur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002169 |
| Branch | Jangamakote Cross |
| City | Chikkaballapur |
| District | Chikkaballapur |
| State | Karnataka |
| Address | No. 295, Hosapet Village Jangamakote Cross, Shidlaghtta Taluk |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Chikkaballapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002169 for the Jangamakote Cross branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Jangamakote Cross, Chikkaballapur, Karnataka, are given a unique IFSC like FDRL0002169 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chikkaballapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chikkaballapur and Chikkaballapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Federal Bank in Jangamakote Cross goes to the correct branch. This is important because Federal Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code FDRL0002169
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jangamakote Cross in Chikkaballapur.
For example, the IFSC Code FDRL0002169 of Federal Bank for the Jangamakote Cross branch includes these elements, identifying the bank and the branch location in Chikkaballapur and Karnataka accurately.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0002169 of Federal Bank for its Jangamakote Cross branch located in Chikkaballapur, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Chikkaballapur and Chikkaballapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Jangamakote Cross or Chikkaballapur to find the exact IFSC Code FDRL0002169.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Chikkaballapur will provide accurate information.
How to Use IFSC Code FDRL0002169 for Online Transfers?
Once you have the IFSC Code FDRL0002169 for the Jangamakote Cross branch of Federal Bank in Chikkaballapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002169. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002169.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Jangamakote Cross in Chikkaballapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Jangamakote Cross, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Chikkaballapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002169.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No. 295, Hosapet Village Jangamakote Cross, Shidlaghtta Taluk located in Chikkaballapur, Chikkaballapur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.