For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Bathinda branch in Bhathinda, Bhathinda, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Bhathinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code FDRL0002133. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Bathinda, Bhathinda

Here are the key points that are associated with the IFSC Code FDRL0002133 of Federal Bank for its branch located in Bhathinda, within the district of Bhathinda in the state of Punjab.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002133
Branch Bathinda
City Bhathinda
District Bhathinda
State Punjab
Address Goyal Complex,Building No.3029, G.T.Road,Bathinda Dist

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Bhathinda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002133 for the Bathinda branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Bathinda, Bhathinda, Punjab, are allotted a unique IFSC like FDRL0002133 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhathinda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhathinda and Bhathinda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Bathinda reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code FDRL0002133

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bathinda in Bhathinda.

For example, the IFSC Code FDRL0002133 of Federal Bank for the Bathinda branch has these elements, identifying the bank and the branch location in Bhathinda and Punjab correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002133 of Federal Bank for its Bathinda branch located in Bhathinda, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Bhathinda and Bhathinda, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Bathinda or Bhathinda to get the exact IFSC Code FDRL0002133.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Bhathinda, you'll get the correct details.

How to Use IFSC Code FDRL0002133 for Online Transfers?

Once you have the IFSC Code FDRL0002133 for the Bathinda branch of Federal Bank in Bhathinda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002133. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002133.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Bathinda in Bhathinda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Bathinda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhathinda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Bathinda, Bhathinda?

The IFSC Code is FDRL0002133.

Is the IFSC Code FDRL0002133 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Bathinda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bathinda branch?

The address of the branch is Goyal Complex,Building No.3029, G.T.Road,Bathinda Dist located in Bhathinda, Bhathinda, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.