Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Ugar Khurd branch in Belgaum, Ugar Khurd, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code FDRL0001499. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Ugar Khurd, Belgaum
Below in the table are the key details related to IFSC Code FDRL0001499 of Federal Bank for its branch located in Belgaum, within the district of Ugar Khurd in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001499 |
| Branch | Ugar Khurd |
| City | Belgaum |
| District | Ugar Khurd |
| State | Karnataka |
| Address | Athani Taluk Belgaum Dist. |
These details help users in online banking and for businesses and individuals who use Federal Bank in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001499 for the Ugar Khurd branch of Federal Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Ugar Khurd, Belgaum, Karnataka, are allotted a unique IFSC like FDRL0001499 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Belgaum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Belgaum and Ugar Khurd.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Ugar Khurd reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code FDRL0001499
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ugar Khurd in Belgaum.
For example, the IFSC Code FDRL0001499 of Federal Bank for the Ugar Khurd branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka correctly.
How to Find IFSC Code for Federal Bank?
If you are looking for the IFSC Code FDRL0001499 of Federal Bank for its Ugar Khurd branch located in Belgaum, the following methods can help:
Cheque Book
The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Federal Bank branches in Belgaum and Ugar Khurd, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Federal Bank and look for the branch locator section, then search for Ugar Khurd or Belgaum to get the exact IFSC Code FDRL0001499.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Belgaum, then it will provide you proper information.
How to Use IFSC Code FDRL0001499 for Online Transfers?
If you have the IFSC Code FDRL0001499 for the Ugar Khurd branch of Federal Bank in Belgaum, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0001499. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001499.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Ugar Khurd in Belgaum, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Ugar Khurd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Belgaum manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ugar Khurd Belgaum branch is FDRL0001499.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Athani Taluk Belgaum Dist..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.