Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Athani (Belgaum) branch in Belgaum, Athani, Karnataka, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code FDRL0001507. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Athani (Belgaum), Belgaum

Here are some of the key details that come with the IFSC Code FDRL0001507 of Federal Bank for its branch located in Belgaum, within the district of Athani, Karnataka in the state of Karnataka.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001507
Branch Athani (Belgaum)
City Belgaum
District Athani, Karnataka
State Karnataka
Address Near Hpo,Near Ganesh Mandir, A/P Athani,Athani Taluk,Belgaum Dist.

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Belgaum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001507 for the Athani (Belgaum) branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Athani (Belgaum), Belgaum, Karnataka, are allotted a unique IFSC like FDRL0001507 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belgaum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Belgaum and Athani, Karnataka.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Athani (Belgaum) reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code FDRL0001507

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Athani (Belgaum) in Belgaum.

For example, the IFSC Code FDRL0001507 of Federal Bank for the Athani (Belgaum) branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0001507 of Federal Bank for its Athani (Belgaum) branch located in Belgaum, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Belgaum and Athani, Karnataka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Athani (Belgaum) or Belgaum to find the exact IFSC Code FDRL0001507.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Belgaum will provide accurate information.

How to Use IFSC Code FDRL0001507 for Online Transfers?

Once you have the IFSC Code FDRL0001507 for the Athani (Belgaum) branch of Federal Bank in Belgaum, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001507. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001507.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Athani (Belgaum) in Belgaum may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Athani (Belgaum), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Belgaum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Athani (Belgaum), Belgaum?

The IFSC Code is FDRL0001507.

Is the IFSC Code FDRL0001507 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Athani (Belgaum)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Athani (Belgaum) branch?

The address of the branch is Near Hpo,Near Ganesh Mandir, A/P Athani,Athani Taluk,Belgaum Dist. located in Belgaum, Athani, Karnataka, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.