There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Barpeta Road branch in Barpeta, Barpeta Road, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Federal Bank situated in Barpeta or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code FDRL0002500. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Barpeta Road, Barpeta
Here are some of the key details that come with the IFSC Code FDRL0002500 of Federal Bank for its branch located in Barpeta, within the district of Barpeta Road in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002500 |
| Branch | Barpeta Road |
| City | Barpeta |
| District | Barpeta Road |
| State | Assam |
| Address | Dag No. 1600, Patta No. 383, Vill- Barpeta Road Town Mouza, Gobardhana,Simlaguri Barpeta Road, Assam-781313 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Barpeta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002500 for the Barpeta Road branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Barpeta Road, Barpeta, Assam, are allotted a unique IFSC like FDRL0002500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barpeta and Barpeta Road.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Barpeta Road reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code FDRL0002500
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Road in Barpeta.
For example, the IFSC Code FDRL0002500 of Federal Bank for the Barpeta Road branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002500 of Federal Bank for its Barpeta Road branch located in Barpeta, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Barpeta and Barpeta Road, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Barpeta Road or Barpeta to get the exact IFSC Code FDRL0002500.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Barpeta that will provide accurate information.
How to Use IFSC Code FDRL0002500 for Online Transfers?
If you have the IFSC Code FDRL0002500 for the Barpeta Road branch of Federal Bank in Barpeta, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002500.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Barpeta Road in Barpeta, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Barpeta Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Barpeta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002500.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dag No. 1600, Patta No. 383, Vill- Barpeta Road Town Mouza, Gobardhana,Simlaguri Barpeta Road, Assam-781313 located in Barpeta, Barpeta Road, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.