Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Ghor Daur Choti branch in Barddhaman, Ghor Dour Chati, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code FDRL0002024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Ghor Daur Choti, Barddhaman
Below in the table are the key details related to IFSC Code FDRL0002024 of Federal Bank for its branch located in Barddhaman, within the district of Ghor Dour Chati in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002024 |
| Branch | Ghor Daur Choti |
| City | Barddhaman |
| District | Ghor Dour Chati |
| State | West Bengal |
| Address | Sripally(Po), Burdwan |
These details help users in online banking and for businesses and individuals who use Federal Bank in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002024 for the Ghor Daur Choti branch of Federal Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Ghor Daur Choti, Barddhaman, West Bengal, is provided with a unique IFSC like FDRL0002024 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Barddhaman and Ghor Dour Chati.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Ghor Daur Choti do not get mixed with another location.
Format of the IFSC Code FDRL0002024
This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghor Daur Choti in Barddhaman.
For example, the IFSC Code FDRL0002024 of Federal Bank for the Ghor Daur Choti branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0002024 of Federal Bank for its Ghor Daur Choti branch located in Barddhaman, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Barddhaman and Ghor Dour Chati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Ghor Daur Choti or Barddhaman to find the exact IFSC Code FDRL0002024.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Barddhaman will provide accurate information.
How to Use IFSC Code FDRL0002024 for Online Transfers?
If you have the IFSC Code FDRL0002024 for the Ghor Daur Choti branch of Federal Bank in Barddhaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002024. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002024.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Ghor Daur Choti in Barddhaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Ghor Daur Choti, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ghor Daur Choti Barddhaman branch is FDRL0002024.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sripally(Po), Burdwan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.