The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Bangalore- Vidyapeeta Circle branch in Bangalore Urban, Bangalore, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code FDRL0002573. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, Bangalore- Vidyapeeta Circle, Bangalore Urban
Here are some of the key details that come with the IFSC Code FDRL0002573 of Federal Bank for its branch located in Bangalore Urban, within the district of Bangalore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002573 |
| Branch | Bangalore- Vidyapeeta Circle |
| City | Bangalore Urban |
| District | Bangalore |
| State | Karnataka |
| Address | No.279, 80 Feet Road, 2Nd Block, 6 A Cross, Banashankari 1St Stage, Srinivas Nagar, Bangalore, Karnataka - 560050 |
These details help users in online banking and for businesses and individuals who use Federal Bank in Bangalore Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002573 for the Bangalore- Vidyapeeta Circle branch of Federal Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Bangalore- Vidyapeeta Circle, Bangalore Urban, Karnataka, are allotted a unique IFSC like FDRL0002573 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bangalore Urban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bangalore Urban and Bangalore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Bangalore- Vidyapeeta Circle reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code FDRL0002573
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangalore- Vidyapeeta Circle in Bangalore Urban.
For example, the IFSC Code FDRL0002573 of Federal Bank for the Bangalore- Vidyapeeta Circle branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002573 of Federal Bank for its Bangalore- Vidyapeeta Circle branch located in Bangalore Urban, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Bangalore Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Bangalore- Vidyapeeta Circle or Bangalore Urban to get the exact IFSC Code FDRL0002573.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Bangalore Urban that will provide accurate information.
How to Use IFSC Code FDRL0002573 for Online Transfers?
Once you have the IFSC Code FDRL0002573 for the Bangalore- Vidyapeeta Circle branch of Federal Bank in Bangalore Urban, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002573. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002573.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Bangalore- Vidyapeeta Circle in Bangalore Urban, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Bangalore- Vidyapeeta Circle, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Urban to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002573.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No.279, 80 Feet Road, 2Nd Block, 6 A Cross, Banashankari 1St Stage, Srinivas Nagar, Bangalore, Karnataka - 560050 located in Bangalore Urban, Bangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.