For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Extension Counter Prayagraj branch in Allahabad, Prayagraj, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Allahabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002300. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Extension Counter Prayagraj, Allahabad

Here are the key points that are associated with the IFSC Code FDRL0002300 of Federal Bank for its branch located in Allahabad, within the district of Prayagraj in the state of Uttar Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002300
Branch Extension Counter Prayagraj
City Allahabad
District Prayagraj
State Uttar Pradesh
Address Plot No.Ll 1/2, Civil Station, 1/1 Tashkent Marg, Prayagraj, Uttar Pradesh - 211001

These details helps users in online banking and for businesses and individuals who use Federal Bank in Allahabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002300 for the Extension Counter Prayagraj branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Extension Counter Prayagraj, Allahabad, Uttar Pradesh, are allotted a unique IFSC like FDRL0002300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Allahabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Allahabad and Prayagraj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Extension Counter Prayagraj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code FDRL0002300

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Extension Counter Prayagraj in Allahabad.

For example, the IFSC Code FDRL0002300 of Federal Bank for the Extension Counter Prayagraj branch includes these elements, identifying the bank and the branch location in Allahabad and Uttar Pradesh accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002300 of Federal Bank for its Extension Counter Prayagraj branch located in Allahabad, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Allahabad and Prayagraj, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Extension Counter Prayagraj or Allahabad to get the exact IFSC Code FDRL0002300.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Allahabad, you'll get the correct details.

How to Use IFSC Code FDRL0002300 for Online Transfers?

Once you have the IFSC Code FDRL0002300 for the Extension Counter Prayagraj branch of Federal Bank in Allahabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002300. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002300.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Extension Counter Prayagraj in Allahabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Extension Counter Prayagraj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Allahabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Extension Counter Prayagraj, Allahabad?

The IFSC Code is FDRL0002300.

Is the IFSC Code FDRL0002300 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Extension Counter Prayagraj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Extension Counter Prayagraj branch?

The address of the branch is Plot No.Ll 1/2, Civil Station, 1/1 Tashkent Marg, Prayagraj, Uttar Pradesh - 211001 located in Allahabad, Prayagraj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.