There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Muttom (Alapuzha) branch in Alapuzha, Muttom (Alapuzha), Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Alapuzha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code FDRL0001310. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Muttom (Alapuzha), Alapuzha

Here are the main details that are associated with the IFSC Code FDRL0001310 of Federal Bank for its branch located in Alapuzha, within the district of Muttom (Alapuzha) in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001310
Branch Muttom (Alapuzha)
City Alapuzha
District Muttom (Alapuzha)
State Kerala
Address Muttom Harippad (Via) Muttom

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Alapuzha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001310 for the Muttom (Alapuzha) branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Muttom (Alapuzha), Alapuzha, Kerala, are given a unique IFSC like FDRL0001310 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alapuzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Alapuzha and Muttom (Alapuzha).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Muttom (Alapuzha) goes to the correct branch. This is important because Federal Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0001310

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muttom (Alapuzha) in Alapuzha.

For example, the IFSC Code FDRL0001310 of Federal Bank for the Muttom (Alapuzha) branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0001310 of Federal Bank for its Muttom (Alapuzha) branch located in Alapuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Alapuzha and Muttom (Alapuzha), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Muttom (Alapuzha) or Alapuzha to find the exact IFSC Code FDRL0001310.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Alapuzha will provide accurate information.

How to Use IFSC Code FDRL0001310 for Online Transfers?

Once you have the IFSC Code FDRL0001310 for the Muttom (Alapuzha) branch of Federal Bank in Alapuzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001310. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001310.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Muttom (Alapuzha) in Alapuzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Muttom (Alapuzha), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alapuzha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Muttom (Alapuzha) Alapuzha?

The IFSC Code of the Muttom (Alapuzha) Alapuzha branch is FDRL0001310.

Is IFSC Code FDRL0001310 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Muttom (Alapuzha) branch?

The branch is located at Muttom Harippad (Via) Muttom.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.