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IFSC Code of Federal Bank, Carmel Extension Couter Punnapra, Alappuzha, Kerala — FDRL0002256

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Carmel Extension Couter Punnapra branch in Alappuzha, Alappuzha, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Alappuzha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code FDRL0002256. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Carmel Extension Couter Punnapra, Alappuzha

Below in the table are the key details related to IFSC Code FDRL0002256 of Federal Bank for its branch located in Alappuzha, within the district of Alappuzha in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002256
Branch Carmel Extension Couter Punnapra
City Alappuzha
District Alappuzha
State Kerala
Address Carmel Polytechnic College,Punnapra Post , Alappuzha District,688004

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Alappuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002256 for the Carmel Extension Couter Punnapra branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Carmel Extension Couter Punnapra, Alappuzha, Kerala, are allotted a unique IFSC like FDRL0002256 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alappuzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Alappuzha and Alappuzha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Carmel Extension Couter Punnapra reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code FDRL0002256

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Carmel Extension Couter Punnapra in Alappuzha.

For example, the IFSC Code FDRL0002256 of Federal Bank for the Carmel Extension Couter Punnapra branch has these elements, identifying the bank and the branch location in Alappuzha and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002256 of Federal Bank for its Carmel Extension Couter Punnapra branch located in Alappuzha, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Alappuzha and Alappuzha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Carmel Extension Couter Punnapra or Alappuzha to get the exact IFSC Code FDRL0002256.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Alappuzha, you'll get the correct details.

How to Use IFSC Code FDRL0002256 for Online Transfers?

Once you have the IFSC Code FDRL0002256 for the Carmel Extension Couter Punnapra branch of Federal Bank in Alappuzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002256. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002256.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Carmel Extension Couter Punnapra in Alappuzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Carmel Extension Couter Punnapra, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alappuzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Carmel Extension Couter Punnapra, Alappuzha?

The IFSC Code is FDRL0002256.

Is the IFSC Code FDRL0002256 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Carmel Extension Couter Punnapra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Carmel Extension Couter Punnapra branch?

The address of the branch is Carmel Polytechnic College,Punnapra Post , Alappuzha District,688004 located in Alappuzha, Alappuzha, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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