For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Agra Kamalanagar branch in Agra, Dayal Bagh, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002154. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Agra Kamalanagar, Agra

Here are the key points that are associated with the IFSC Code FDRL0002154 of Federal Bank for its branch located in Agra, within the district of Dayal Bagh in the state of Uttar Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002154
Branch Agra Kamalanagar
City Agra
District Dayal Bagh
State Uttar Pradesh
Address D 525,Kamala Nagar,Agra,Karam Yogi Enclave.P.O Pincode 282005,U.P

These details helps users in online banking and for businesses and individuals who use Federal Bank in Agra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002154 for the Agra Kamalanagar branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Agra Kamalanagar, Agra, Uttar Pradesh, is provided a unique IFSC like FDRL0002154 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Agra.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Agra and Dayal Bagh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Agra Kamalanagar do not get misguided to another person.

Format of the IFSC Code FDRL0002154

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agra Kamalanagar in Agra.

For example, the IFSC Code FDRL0002154 of Federal Bank for the Agra Kamalanagar branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002154 of Federal Bank for its Agra Kamalanagar branch located in Agra, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Agra and Dayal Bagh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Agra Kamalanagar or Agra to get the exact IFSC Code FDRL0002154.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Agra, then it will provide you proper information.

How to Use IFSC Code FDRL0002154 for Online Transfers?

If you have the IFSC Code FDRL0002154 for the Agra Kamalanagar branch of Federal Bank in Agra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002154. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002154.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Agra Kamalanagar in Agra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Agra Kamalanagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Agra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Agra Kamalanagar, Agra?

The IFSC Code is FDRL0002154.

Is the IFSC Code FDRL0002154 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Agra Kamalanagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Agra Kamalanagar branch?

The address of the branch is D 525,Kamala Nagar,Agra,Karam Yogi Enclave.P.O Pincode 282005,U.P located in Agra, Dayal Bagh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.