The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Vadodara - Gotri Road branch in Vadodara - Gotri Road, Vadodara, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Vadodara - Gotri Road or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ESMF0001597. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Esaf Small Finance Bank Limited, Vadodara - Gotri Road, Vadodara - Gotri Road
Here are the main details that are associated with the IFSC Code ESMF0001597 of Esaf Small Finance Bank Limited for its branch located in Vadodara - Gotri Road, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001597 |
| Branch | Vadodara - Gotri Road |
| City | Vadodara - Gotri Road |
| District | Vadodara |
| State | Gujarat |
| Address | No 1, Trivya Complex, Natubhai Circle, Gotri Road P O, Vadodara, Gujrat |
These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Vadodara - Gotri Road for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001597 for the Vadodara - Gotri Road branch of Esaf Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESMF0001597 is given to every bank branch, including Esaf Small Finance Bank Limited located in Vadodara - Gotri Road, Vadodara - Gotri Road, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Esaf Small Finance Bank Limited branch in Vadodara - Gotri Road.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vadodara - Gotri Road and Vadodara.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Vadodara - Gotri Road doesn't end up at another location.
Format of the IFSC Code ESMF0001597
The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadodara - Gotri Road in Vadodara - Gotri Road.
For example, the IFSC Code ESMF0001597 of Esaf Small Finance Bank Limited for the Vadodara - Gotri Road branch includes these elements, identifying the bank and the branch location in Vadodara - Gotri Road and Gujarat correctly.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
To find the IFSC Code ESMF0001597 of Esaf Small Finance Bank Limited for its Vadodara - Gotri Road branch located in Vadodara - Gotri Road, the following methods can help you out:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Esaf Small Finance Bank Limited branches in Vadodara - Gotri Road and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Vadodara - Gotri Road or Vadodara - Gotri Road to find the exact IFSC Code ESMF0001597.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Vadodara - Gotri Road will provide accurate information.
How to Use IFSC Code ESMF0001597 for Online Transfers?
Once you have the IFSC Code ESMF0001597 for the Vadodara - Gotri Road branch of Esaf Small Finance Bank Limited in Vadodara - Gotri Road, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESMF0001597. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001597.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Vadodara - Gotri Road in Vadodara - Gotri Road, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Vadodara - Gotri Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vadodara - Gotri Road manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001597.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 1, Trivya Complex, Natubhai Circle, Gotri Road P O, Vadodara, Gujrat located in Vadodara - Gotri Road, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.