Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Esaf Small Finance Bank Limited for its Tirumakudal Narsipur branch in Tirumakudal Narsipur, Mysore, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Esaf Small Finance Bank Limited located in Tirumakudal Narsipur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001491. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Esaf Small Finance Bank Limited, Tirumakudal Narsipur, Tirumakudal Narsipur
Here are the main details that are associated with the IFSC Code ESMF0001491 of Esaf Small Finance Bank Limited for its branch located in Tirumakudal Narsipur, within the district of Mysore in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001491 |
| Branch | Tirumakudal Narsipur |
| City | Tirumakudal Narsipur |
| District | Mysore |
| State | Kerala |
| Address | No 23 45,Vivekanda Nagar,Near Rmc,Mysore,571124 |
These details are essential not only for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Tirumakudal Narsipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001491 for the Tirumakudal Narsipur branch of Esaf Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Tirumakudal Narsipur, Tirumakudal Narsipur, Kerala, are given a unique IFSC like ESMF0001491 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tirumakudal Narsipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tirumakudal Narsipur and Mysore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Esaf Small Finance Bank Limited in Tirumakudal Narsipur goes to the correct branch. This is important because Esaf Small Finance Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ESMF0001491
This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tirumakudal Narsipur in Tirumakudal Narsipur.
For example, the IFSC Code ESMF0001491 of Esaf Small Finance Bank Limited for the Tirumakudal Narsipur branch includes these elements, identifying the bank and the branch location in Tirumakudal Narsipur and Kerala accurately.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
If you are trying to find the IFSC Code ESMF0001491 of Esaf Small Finance Bank Limited for its Tirumakudal Narsipur branch located in Tirumakudal Narsipur, the following methods can help:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Esaf Small Finance Bank Limited branches in Tirumakudal Narsipur and Mysore, print them on the first page of your passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Tirumakudal Narsipur or Tirumakudal Narsipur to get the exact IFSC Code ESMF0001491.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Tirumakudal Narsipur, you'll get the correct details.
How to Use IFSC Code ESMF0001491 for Online Transfers?
Once you have the IFSC Code ESMF0001491 for the Tirumakudal Narsipur branch of Esaf Small Finance Bank Limited in Tirumakudal Narsipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESMF0001491. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001491.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Tirumakudal Narsipur in Tirumakudal Narsipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Tirumakudal Narsipur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tirumakudal Narsipur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tirumakudal Narsipur Tirumakudal Narsipur branch is ESMF0001491.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 23 45,Vivekanda Nagar,Near Rmc,Mysore,571124.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.