The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Tirukkoyilur branch in Tirukkoyilur, Villupuram, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Tirukkoyilur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ESMF0001469. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Esaf Small Finance Bank Limited, Tirukkoyilur, Tirukkoyilur
Here are the main details that are associated with the IFSC Code ESMF0001469 of Esaf Small Finance Bank Limited for its branch located in Tirukkoyilur, within the district of Villupuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001469 |
| Branch | Tirukkoyilur |
| City | Tirukkoyilur |
| District | Villupuram |
| State | Tamil Nadu |
| Address | No 28,29,Kpn Thirumana Mahal,Tirukkoyilur Po,Villupuram,Tamilnadu,605757 |
These details helps users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Tirukkoyilur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001469 for the Tirukkoyilur branch of Esaf Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Tirukkoyilur, Tirukkoyilur, Tamil Nadu, is provided a unique IFSC like ESMF0001469 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Esaf Small Finance Bank Limited branch in Tirukkoyilur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tirukkoyilur and Villupuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Tirukkoyilur do not get misguided to another person.
Format of the IFSC Code ESMF0001469
The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirukkoyilur in Tirukkoyilur.
For example, the IFSC Code ESMF0001469 of Esaf Small Finance Bank Limited for the Tirukkoyilur branch includes these elements, identifying the bank and the branch location in Tirukkoyilur and Tamil Nadu accurately.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
To find the IFSC Code ESMF0001469 of Esaf Small Finance Bank Limited for its Tirukkoyilur branch located in Tirukkoyilur, the following methods can help you out:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Esaf Small Finance Bank Limited branches in Tirukkoyilur and Villupuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Tirukkoyilur or Tirukkoyilur to find the exact IFSC Code ESMF0001469.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Tirukkoyilur will provide accurate information.
How to Use IFSC Code ESMF0001469 for Online Transfers?
Once you have the IFSC Code ESMF0001469 for the Tirukkoyilur branch of Esaf Small Finance Bank Limited in Tirukkoyilur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESMF0001469. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001469.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Tirukkoyilur in Tirukkoyilur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Tirukkoyilur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tirukkoyilur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tirukkoyilur Tirukkoyilur branch is ESMF0001469.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 28,29,Kpn Thirumana Mahal,Tirukkoyilur Po,Villupuram,Tamilnadu,605757.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.