The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Thiruvananthapuram-Medical College branch in Thiruvanantapuram, Thiruvananthapuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Thiruvanantapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001690. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Esaf Small Finance Bank Limited, Thiruvananthapuram-Medical College, Thiruvanantapuram
The table below shows the main details of the IFSC Code ESMF0001690 for the Esaf Small Finance Bank Limited branch in Thiruvanantapuram, which falls under the Thiruvananthapuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001690 |
| Branch | Thiruvananthapuram-Medical College |
| City | Thiruvanantapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | No.1032(1),Shalom Tower,Near Trivandrum Medical College,Pattom,Medical College P O,Thiruvananthapuram,Kerala-695011 |
These details helps users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Thiruvanantapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001690 for the Thiruvananthapuram-Medical College branch of Esaf Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESMF0001690 is given to every bank branch, including Esaf Small Finance Bank Limited located in Thiruvananthapuram-Medical College, Thiruvanantapuram, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Esaf Small Finance Bank Limited branch in Thiruvanantapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvanantapuram and Thiruvananthapuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Thiruvananthapuram-Medical College doesn't end up at another location.
Format of the IFSC Code ESMF0001690
The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Esaf Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thiruvananthapuram-Medical College in Thiruvanantapuram.
For example, the IFSC Code ESMF0001690 of Esaf Small Finance Bank Limited for the Thiruvananthapuram-Medical College branch has these elements, identifying the bank and the branch location in Thiruvanantapuram and Kerala correctly.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
To find the IFSC Code ESMF0001690 of Esaf Small Finance Bank Limited for its Thiruvananthapuram-Medical College branch located in Thiruvanantapuram, the following methods can help you out:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Esaf Small Finance Bank Limited branches in Thiruvanantapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Thiruvananthapuram-Medical College or Thiruvanantapuram to find the exact IFSC Code ESMF0001690.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Thiruvanantapuram will provide accurate information.
How to Use IFSC Code ESMF0001690 for Online Transfers?
Once you have the IFSC Code ESMF0001690 for the Thiruvananthapuram-Medical College branch of Esaf Small Finance Bank Limited in Thiruvanantapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESMF0001690. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001690.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Thiruvananthapuram-Medical College in Thiruvanantapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Esaf Small Finance Bank Limited in Thiruvananthapuram-Medical College, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvanantapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001690.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.1032(1),Shalom Tower,Near Trivandrum Medical College,Pattom,Medical College P O,Thiruvananthapuram,Kerala-695011 located in Thiruvanantapuram, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.