For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Talakkad Bp Angadi branch in Talakkad Bp Angadi, Malappuram, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Esaf Small Finance Bank Limited located in Talakkad Bp Angadi or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001590. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Esaf Small Finance Bank Limited, Talakkad Bp Angadi, Talakkad Bp Angadi
Here are the main details that are associated with the IFSC Code ESMF0001590 of Esaf Small Finance Bank Limited for its branch located in Talakkad Bp Angadi, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001590 |
| Branch | Talakkad Bp Angadi |
| City | Talakkad Bp Angadi |
| District | Malappuram |
| State | Kerala |
| Address | No Tp 18 484 A1, Mehaque Towers, B P Angadi P O, Malappuram, Kerala 676102 |
These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Talakkad Bp Angadi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001590 for the Talakkad Bp Angadi branch of Esaf Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Talakkad Bp Angadi, Talakkad Bp Angadi, Kerala, are allotted a unique IFSC like ESMF0001590 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Talakkad Bp Angadi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Talakkad Bp Angadi and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Esaf Small Finance Bank Limited in Talakkad Bp Angadi reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ESMF0001590
This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Talakkad Bp Angadi in Talakkad Bp Angadi.
For example, the IFSC Code ESMF0001590 of Esaf Small Finance Bank Limited for the Talakkad Bp Angadi branch includes these elements, identifying the bank and the branch location in Talakkad Bp Angadi and Kerala accurately.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
If you are trying to find the IFSC Code ESMF0001590 of Esaf Small Finance Bank Limited for its Talakkad Bp Angadi branch located in Talakkad Bp Angadi, the following methods can help:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Esaf Small Finance Bank Limited branches in Talakkad Bp Angadi and Malappuram, print them on the first page of your passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Talakkad Bp Angadi or Talakkad Bp Angadi to get the exact IFSC Code ESMF0001590.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Talakkad Bp Angadi, you'll get the correct details.
How to Use IFSC Code ESMF0001590 for Online Transfers?
If you have the IFSC Code ESMF0001590 for the Talakkad Bp Angadi branch of Esaf Small Finance Bank Limited in Talakkad Bp Angadi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESMF0001590. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001590.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Talakkad Bp Angadi in Talakkad Bp Angadi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Talakkad Bp Angadi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Talakkad Bp Angadi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001590.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No Tp 18 484 A1, Mehaque Towers, B P Angadi P O, Malappuram, Kerala 676102 located in Talakkad Bp Angadi, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.