Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Himatnagar branch in Sabarkantha, Sabarkantha, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Esaf Small Finance Bank Limited located in Sabarkantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ESMF0001841. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Himatnagar, Sabarkantha

Here are the main details that are associated with the IFSC Code ESMF0001841 of Esaf Small Finance Bank Limited for its branch located in Sabarkantha, within the district of Sabarkantha in the state of Gujarat.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001841
Branch Himatnagar
City Sabarkantha
District Sabarkantha
State Gujarat
Address Shubham Complex, Shakrijin Cross Road Himatnagar P O Sabarkantha 383001

These details helps users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Sabarkantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001841 for the Himatnagar branch of Esaf Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Himatnagar, Sabarkantha, Gujarat, is provided with a unique IFSC like ESMF0001841 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Esaf Small Finance Bank Limited branch in Sabarkantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sabarkantha and Sabarkantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Himatnagar do not get mixed with another location.

Format of the IFSC Code ESMF0001841

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Himatnagar in Sabarkantha.

For example, the IFSC Code ESMF0001841 of Esaf Small Finance Bank Limited for the Himatnagar branch includes these elements, identifying the bank and the branch location in Sabarkantha and Gujarat correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are trying to find the IFSC Code ESMF0001841 of Esaf Small Finance Bank Limited for its Himatnagar branch located in Sabarkantha, the following methods can help:

Cheque Book

The cheque books that are issued by Esaf Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Sabarkantha and Sabarkantha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and find the branch locator section. Search for Himatnagar or Sabarkantha to get the exact IFSC Code ESMF0001841.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Esaf Small Finance Bank Limited and Sabarkantha that will provide accurate information.

How to Use IFSC Code ESMF0001841 for Online Transfers?

If you have the IFSC Code ESMF0001841 for the Himatnagar branch of Esaf Small Finance Bank Limited in Sabarkantha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001841. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001841.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Himatnagar in Sabarkantha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Esaf Small Finance Bank Limited in Himatnagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sabarkantha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited Himatnagar Sabarkantha?

The IFSC Code of the Himatnagar Sabarkantha branch is ESMF0001841.

Is IFSC Code ESMF0001841 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Esaf Small Finance Bank Limited Himatnagar branch?

The branch is located at Shubham Complex, Shakrijin Cross Road Himatnagar P O Sabarkantha 383001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.