File your Income Tax Return with Patron Accounting — CA-assisted

IFSC Code of Esaf Small Finance Bank Limited, Reddiarchattiram, Dindigal, Tamil Nadu — ESMF0001448

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Reddiarchattiram branch in Reddiarchattiram, Dindigal, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Esaf Small Finance Bank Limited located in Reddiarchattiram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ESMF0001448. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Reddiarchattiram, Reddiarchattiram

The table below shows the main details of the IFSC Code ESMF0001448 for the Esaf Small Finance Bank Limited branch in Reddiarchattiram, which falls under the Dindigal district in Tamil Nadu.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001448
Branch Reddiarchattiram
City Reddiarchattiram
District Dindigal
State Tamil Nadu
Address No 363,Anbu Illam,Reddiarchattiram Po,Dindigul,Tamilnadu,624622

These details helps users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Reddiarchattiram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001448 for the Reddiarchattiram branch of Esaf Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Reddiarchattiram, Reddiarchattiram, Tamil Nadu, are allotted a unique IFSC like ESMF0001448 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Reddiarchattiram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Reddiarchattiram and Dindigal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Esaf Small Finance Bank Limited in Reddiarchattiram reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code ESMF0001448

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Reddiarchattiram in Reddiarchattiram.

For example, the IFSC Code ESMF0001448 of Esaf Small Finance Bank Limited for the Reddiarchattiram branch includes these elements, identifying the bank and the branch location in Reddiarchattiram and Tamil Nadu correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

To find the IFSC Code ESMF0001448 of Esaf Small Finance Bank Limited for its Reddiarchattiram branch located in Reddiarchattiram, the following methods can help you out:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Reddiarchattiram and Dindigal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Reddiarchattiram or Reddiarchattiram to find the exact IFSC Code ESMF0001448.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Reddiarchattiram will provide accurate information.

How to Use IFSC Code ESMF0001448 for Online Transfers?

Once you have the IFSC Code ESMF0001448 for the Reddiarchattiram branch of Esaf Small Finance Bank Limited in Reddiarchattiram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001448. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001448.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Reddiarchattiram in Reddiarchattiram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Esaf Small Finance Bank Limited in Reddiarchattiram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Reddiarchattiram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited in Reddiarchattiram, Reddiarchattiram?

The IFSC Code is ESMF0001448.

Is the IFSC Code ESMF0001448 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Esaf Small Finance Bank Limited Reddiarchattiram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Reddiarchattiram branch?

The address of the branch is No 363,Anbu Illam,Reddiarchattiram Po,Dindigul,Tamilnadu,624622 located in Reddiarchattiram, Dindigal, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby ESAF SMALL FINANCE BANK LIMITED Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.