There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Perumpilavu - Akkikavu branch in Perumpilavu - Akkikavu, Thrissur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Esaf Small Finance Bank Limited situated in Perumpilavu - Akkikavu or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ESMF0001517. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Esaf Small Finance Bank Limited, Perumpilavu - Akkikavu, Perumpilavu - Akkikavu
Here are the key points that are associated with the IFSC Code ESMF0001517 of Esaf Small Finance Bank Limited for its branch located in Perumpilavu - Akkikavu, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001517 |
| Branch | Perumpilavu - Akkikavu |
| City | Perumpilavu - Akkikavu |
| District | Thrissur |
| State | Kerala |
| Address | Kuttiyil Building,Akkikavu Centre,P.O.Karikkad,680517 |
These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Perumpilavu - Akkikavu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001517 for the Perumpilavu - Akkikavu branch of Esaf Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Perumpilavu - Akkikavu, Perumpilavu - Akkikavu, Kerala, is provided a unique IFSC like ESMF0001517 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Esaf Small Finance Bank Limited branch in Perumpilavu - Akkikavu.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Perumpilavu - Akkikavu and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Perumpilavu - Akkikavu do not get misguided to another person.
Format of the IFSC Code ESMF0001517
The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perumpilavu - Akkikavu in Perumpilavu - Akkikavu.
For example, the IFSC Code ESMF0001517 of Esaf Small Finance Bank Limited for the Perumpilavu - Akkikavu branch includes these elements, identifying the bank and the branch location in Perumpilavu - Akkikavu and Kerala accurately.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
To find the IFSC Code ESMF0001517 of Esaf Small Finance Bank Limited for its Perumpilavu - Akkikavu branch located in Perumpilavu - Akkikavu, the following methods can help you out:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Esaf Small Finance Bank Limited branches in Perumpilavu - Akkikavu and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Perumpilavu - Akkikavu or Perumpilavu - Akkikavu to find the exact IFSC Code ESMF0001517.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Perumpilavu - Akkikavu will provide accurate information.
How to Use IFSC Code ESMF0001517 for Online Transfers?
If you have the IFSC Code ESMF0001517 for the Perumpilavu - Akkikavu branch of Esaf Small Finance Bank Limited in Perumpilavu - Akkikavu, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESMF0001517. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001517.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Perumpilavu - Akkikavu in Perumpilavu - Akkikavu, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Perumpilavu - Akkikavu, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Perumpilavu - Akkikavu manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001517.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kuttiyil Building,Akkikavu Centre,P.O.Karikkad,680517 located in Perumpilavu - Akkikavu, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.