IFSC Code of Esaf Small Finance Bank Limited, Makum, Tinsukia, Assam — ESMF0001731

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Makum branch in Makum, Tinsukia, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Makum or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ESMF0001731. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Esaf Small Finance Bank Limited, Makum, Makum

Here are the main details that are associated with the IFSC Code ESMF0001731 of Esaf Small Finance Bank Limited for its branch located in Makum, within the district of Tinsukia in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Makum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001731 for the Makum branch of Esaf Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Makum, Makum, Assam, is provided a unique IFSC like ESMF0001731 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Esaf Small Finance Bank Limited branch in Makum.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Makum and Tinsukia.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Makum do not get misguided to another person.

Format of the IFSC Code ESMF0001731

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makum in Makum.

For example, the IFSC Code ESMF0001731 of Esaf Small Finance Bank Limited for the Makum branch includes these elements, identifying the bank and the branch location in Makum and Assam correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

To find the IFSC Code ESMF0001731 of Esaf Small Finance Bank Limited for its Makum branch located in Makum, the following methods can help you out:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Makum and Tinsukia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Makum or Makum to find the exact IFSC Code ESMF0001731.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Makum will provide accurate information.

How to Use IFSC Code ESMF0001731 for Online Transfers?

Once you have the IFSC Code ESMF0001731 for the Makum branch of Esaf Small Finance Bank Limited in Makum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESMF0001731. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001731.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Makum in Makum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Esaf Small Finance Bank Limited in Makum, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Makum manage online transfers as well as cheque clearances with ease.