Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Esaf Small Finance Bank Limited for its Shirpur branch in Maharashtra, Dhule, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Esaf Small Finance Bank Limited located in Maharashtra or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESMF0001772. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Shirpur, Maharashtra

The table below shows the main details of the IFSC Code ESMF0001772 for the Esaf Small Finance Bank Limited branch in Maharashtra, which falls under the Dhule district in Maharashtra.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001772
Branch Shirpur
City Maharashtra
District Dhule
State Maharashtra
Address Shriram Apartment,Second Floor,Near R C Patel School,Shahada-Burhanpur Road,Warwade,Shirpur,Po Shirpur,Shirpur Nagar Parishad.Dhule District,Maharashtra-425405

These details help users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Maharashtra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001772 for the Shirpur branch of Esaf Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Shirpur, Maharashtra, Maharashtra, is provided a unique IFSC like ESMF0001772 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Esaf Small Finance Bank Limited branch in Maharashtra.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Maharashtra and Dhule.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Shirpur do not get misguided to another person.

Format of the IFSC Code ESMF0001772

This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shirpur in Maharashtra.

For example, the IFSC Code ESMF0001772 of Esaf Small Finance Bank Limited for the Shirpur branch includes these elements, identifying the bank and the branch location in Maharashtra and Maharashtra accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are trying to find the IFSC Code ESMF0001772 of Esaf Small Finance Bank Limited for its Shirpur branch located in Maharashtra, the following methods can help:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Maharashtra and Dhule, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Shirpur or Maharashtra to get the exact IFSC Code ESMF0001772.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Maharashtra, you'll get the correct details.

How to Use IFSC Code ESMF0001772 for Online Transfers?

Once you have the IFSC Code ESMF0001772 for the Shirpur branch of Esaf Small Finance Bank Limited in Maharashtra, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001772. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001772.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Shirpur in Maharashtra, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Shirpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Maharashtra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited in Shirpur, Maharashtra?

The IFSC Code is ESMF0001772.

Is the IFSC Code ESMF0001772 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Esaf Small Finance Bank Limited Shirpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shirpur branch?

The address of the branch is Shriram Apartment,Second Floor,Near R C Patel School,Shahada-Burhanpur Road,Warwade,Shirpur,Po Shirpur,Shirpur Nagar Parishad.Dhule District,Maharashtra-425405 located in Maharashtra, Dhule, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.