There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Kazhakkoottam- Thiruvananthapuram branch in Kazhakkoottam, Thiruvanathapuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Esaf Small Finance Bank Limited situated in Kazhakkoottam or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ESMF0001217. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Esaf Small Finance Bank Limited, Kazhakkoottam- Thiruvananthapuram, Kazhakkoottam
Below in the table are the key details related to IFSC Code ESMF0001217 of Esaf Small Finance Bank Limited for its branch located in Kazhakkoottam, within the district of Thiruvanathapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001217 |
| Branch | Kazhakkoottam- Thiruvananthapuram |
| City | Kazhakkoottam |
| District | Thiruvanathapuram |
| State | Kerala |
| Address | Rafa Complex Ground Floor Kp,Iv,199 C D E F Opposite To Ioc Outlet Kazhakoottam,Pin695582 |
These details are essential not only for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Kazhakkoottam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001217 for the Kazhakkoottam- Thiruvananthapuram branch of Esaf Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Kazhakkoottam- Thiruvananthapuram, Kazhakkoottam, Kerala, is provided a unique IFSC like ESMF0001217 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Esaf Small Finance Bank Limited branch in Kazhakkoottam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kazhakkoottam and Thiruvanathapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Kazhakkoottam- Thiruvananthapuram do not get misguided to another person.
Format of the IFSC Code ESMF0001217
The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kazhakkoottam- Thiruvananthapuram in Kazhakkoottam.
For example, the IFSC Code ESMF0001217 of Esaf Small Finance Bank Limited for the Kazhakkoottam- Thiruvananthapuram branch includes these elements, identifying the bank and the branch location in Kazhakkoottam and Kerala correctly.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
If you are trying to find the IFSC Code ESMF0001217 of Esaf Small Finance Bank Limited for its Kazhakkoottam- Thiruvananthapuram branch located in Kazhakkoottam, the following methods can help:
Cheque Book
The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Esaf Small Finance Bank Limited branches in Kazhakkoottam and Thiruvanathapuram, print them on the first page of your passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Kazhakkoottam- Thiruvananthapuram or Kazhakkoottam to get the exact IFSC Code ESMF0001217.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Kazhakkoottam, you'll get the correct details.
How to Use IFSC Code ESMF0001217 for Online Transfers?
Once you have the IFSC Code ESMF0001217 for the Kazhakkoottam- Thiruvananthapuram branch of Esaf Small Finance Bank Limited in Kazhakkoottam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESMF0001217. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001217.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Kazhakkoottam- Thiruvananthapuram in Kazhakkoottam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Esaf Small Finance Bank Limited in Kazhakkoottam- Thiruvananthapuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kazhakkoottam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001217.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rafa Complex Ground Floor Kp,Iv,199 C D E F Opposite To Ioc Outlet Kazhakoottam,Pin695582 located in Kazhakkoottam, Thiruvanathapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.