IFSC Code of Esaf Small Finance Bank Limited, Keezhanthur Marayur, Idukki, Kerala — ESMF0001161

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Keezhanthur Marayur branch in Kanthaloor, Idukki, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Kanthaloor or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001161. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Esaf Small Finance Bank Limited, Keezhanthur Marayur, Kanthaloor

Here are the key points that are associated with the IFSC Code ESMF0001161 of Esaf Small Finance Bank Limited for its branch located in Kanthaloor, within the district of Idukki in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Kanthaloor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001161 for the Keezhanthur Marayur branch of Esaf Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESMF0001161 is given to every bank branch, including Esaf Small Finance Bank Limited located in Keezhanthur Marayur, Kanthaloor, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Esaf Small Finance Bank Limited branch in Kanthaloor.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kanthaloor and Idukki.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Keezhanthur Marayur doesn't end up at another location.

Format of the IFSC Code ESMF0001161

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Esaf Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Keezhanthur Marayur in Kanthaloor.

For example, the IFSC Code ESMF0001161 of Esaf Small Finance Bank Limited for the Keezhanthur Marayur branch has these elements, identifying the bank and the branch location in Kanthaloor and Kerala correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

To find the IFSC Code ESMF0001161 of Esaf Small Finance Bank Limited for its Keezhanthur Marayur branch located in Kanthaloor, the following methods can help you out:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Kanthaloor and Idukki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Keezhanthur Marayur or Kanthaloor to find the exact IFSC Code ESMF0001161.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Kanthaloor will provide accurate information.

How to Use IFSC Code ESMF0001161 for Online Transfers?

Once you have the IFSC Code ESMF0001161 for the Keezhanthur Marayur branch of Esaf Small Finance Bank Limited in Kanthaloor, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESMF0001161. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001161.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Keezhanthur Marayur in Kanthaloor, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Keezhanthur Marayur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kanthaloor manage their online transfers and cheque clearances easily.