Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Esaf Small Finance Bank Limited for its Esaf Small Finance Bank Limited branch in Jashpur, Jashpur, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Esaf Small Finance Bank Limited located in Jashpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ESMF0001718. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Esaf Small Finance Bank Limited, Esaf Small Finance Bank Limited, Jashpur
The table below shows the main details of the IFSC Code ESMF0001718 for the Esaf Small Finance Bank Limited branch in Jashpur, which falls under the Jashpur district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| IFSC Code | ESMF0001718 |
| Branch | Esaf Small Finance Bank Limited |
| City | Jashpur |
| District | Jashpur |
| State | Chhattisgarh |
| Address | No 1070/3/1,Chandraraj Complex,Near St Xavier High School,Ghamariya Road,Jashpurnagar P O,Jashpur-Nagar Palika Parshad,Jashpur Dist,Chhattisgarh-49631 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Jashpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001718 for the Esaf Small Finance Bank Limited branch of Esaf Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Esaf Small Finance Bank Limited, Jashpur, Chhattisgarh, are allotted a unique IFSC like ESMF0001718 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jashpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jashpur and Jashpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Esaf Small Finance Bank Limited in Esaf Small Finance Bank Limited reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.
Format of the IFSC Code ESMF0001718
This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Esaf Small Finance Bank Limited in Jashpur.
For example, the IFSC Code ESMF0001718 of Esaf Small Finance Bank Limited for the Esaf Small Finance Bank Limited branch includes these elements, identifying the bank and the branch location in Jashpur and Chhattisgarh accurately.
How to Find IFSC Code for Esaf Small Finance Bank Limited?
If you are trying to find the IFSC Code ESMF0001718 of Esaf Small Finance Bank Limited for its Esaf Small Finance Bank Limited branch located in Jashpur, the following methods can help:
Cheque Book
The cheque books that are issued by Esaf Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Esaf Small Finance Bank Limited branches in Jashpur and Jashpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Esaf Small Finance Bank Limited and find the branch locator section. Search for Esaf Small Finance Bank Limited or Jashpur to get the exact IFSC Code ESMF0001718.
Mobile Banking App
If you use Esaf Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Esaf Small Finance Bank Limited and Jashpur that will provide accurate information.
How to Use IFSC Code ESMF0001718 for Online Transfers?
Once you have the IFSC Code ESMF0001718 for the Esaf Small Finance Bank Limited branch of Esaf Small Finance Bank Limited in Jashpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESMF0001718. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001718.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Esaf Small Finance Bank Limited in Jashpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Esaf Small Finance Bank Limited, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Esaf Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jashpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ESMF0001718.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 1070/3/1,Chandraraj Complex,Near St Xavier High School,Ghamariya Road,Jashpurnagar P O,Jashpur-Nagar Palika Parshad,Jashpur Dist,Chhattisgarh-49631 located in Jashpur, Jashpur, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.